Federal Audio in partnership with 'PUT IT ON LAY-BUY' and PayPal follows the principles and expectations set out in the terms and conditions of usage by 'PUT IT ON LAY-BUY' (Click here)

In addition, Federal Audio provides Layby options under the following terms:

1. At the discretion of the consumer, Federal Audio expects a minimum deposit held against goods being taken out under a Layby agreement to be between twenty (20) and fifty (50) percent
2. The consumer can determine the period of Layby terms up to a maximum of 3 months.
3. The Layby payment schedule can be modified or finalised at a consumers request as outlined in the change management policy. 
4. Federal Audio shall not charge the consumer any interest charges, membership or service fees on any Lay-Buy sales transaction. Lay-Buy Financial Solutions Pty Ltd trading as 'PUT IT ON LAY-BUY' (www.lay-buys.com) charge an admin fee, which is a once-off 0.9% of the total order value at checkout. The consumer will pay this amount to Lay-Buys at the time of paying the down payment. This fee is an admin fee and is therefore not refundable.
5. Federal Audio will only dispatch product/s after receiving the final instalment payment for the entire Layby transaction.
6. A consumer can cancel a Layby at anytime prior to completing the Layby terms and/or receiving the goods.
7. A cancellation fee of $25 set by 'PUT IT ON LAY-BUY' will be charged to all cancelled policies.
8. A fee of Twenty (20) Percent of the total value of the goods will be charge against cancelled policies for goods held on Layby.
9. A $25 restocking fee will also be charged against goods cancelled.
10. In the event of a cancellation, all refunds will be processed directly through PayPal.
11. A record of payments/transaction history will always be available for both the merchant and consumer, recording all amounts paid to-date and the date and value of all future pending payments as per your agreed lay-by policy.